Insurance

Insurance

Panama sits at roughly 7 to 9 degrees north of the equator — too close to generate the spin hurricanes need to form, and no hurricane has ever made direct landfall here. It's one of the quieter arguments for owning property in the tropics, and it shapes how we think about coverage: real protection against the risks that do exist, not premiums priced for a storm season that doesn't reach Panama.

We work with the country's established insurers — names like ASSA, MAPFRE and SURA among them — to compare property, health and car insurance and bring back quotes that actually reflect your situation: a beach condo, a family relocating full-time, or a second home you'll visit a few months a year.

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